As you may have heard, hackers recently stole 40 million debit and credit card numbers from customers using the in-store registers at retail giant Target.
Those affected were primarily post-Black Friday shoppers. Unfortunately, I was one of those shoppers. As a matter of precaution, my local bank suggested I shred my old card, and offered to re-issue a new one within the week.
As I rarely carry cash, the week without my card was certainly an inconvenience. After a few days of waiting, I finally received my new card. It was at this point, however, that I realized the disruptions weren’t over. I would now have to update my auto-pay accounts that had been associated with the old card and make adjustments for the new card numbers.
Although updating the account numbers was a hassle, my husband reminded me that this inconvenience paled in comparison to the troubles of having passwords, and possibly my identity, stolen. I don’t often admit it (especially publicly!), but he was right.
The idea of a stolen card-or worse-led me to thinking about some of my various online accounts and how secure they are. I got to thinking about my passwords, wondering if they are strong enough. As we all know, everything seems to require a password anymore. Even here at ETC, customer accounts are tied to a password. Customers often comment that a password for their phone/TV/internet account seems extreme, but there is justification.
The perfect example is a broken home. When a divorce turns ugly, it is not unheard of for a divorcee to attempt to disconnect services at the home where the former spouse remains. A password offers a layer of protection.
As for passwords, almost everyone can agree it is hard to organize and keep track of these. Programs like ETC’s Password Genie offer a one-stop-shop of sorts. They store all passwords for all accounts, and you are left with memorizing only one master password to get into the password program itself. Once logged into the program, you can then look up your other accounts.