Greensburg Daily News, Greensburg, IN

News

October 9, 2013

For better or worse, ACA signup has begun

GREENSBURG — For this reporter, listening to Cameron Wilson of Southeastern Indiana Health Organization (SIHO) give a presentation on navigating the implementation of the Patient Protection and Affordable Care Act (ACA; colloquially known as “ObamaCare”) was something akin to listening to a lecture on theoretical physics.

Cameron, who serves as SIHO’s director of fully insured products, is an expert on the ACA and knows its ins-and-outs and nuances. Cameron was on hand Tuesday morning to provide an overview of the ACA to member businesses of the Greensburg-Decatur County Chamber of Commerce. The public signup for the ACA began Oct. 1, runs through March 31, 2014, and is done exclusively online.

The basic requirements of the ACA are fairly straightforward and easily understood. At its core, the ACA requires all individuals to purchase health insurance. That coverage is purchased through government-run “exchanges,” which have recently been renamed simply, “the marketplace.” Marketplaces have been established and are run through either the Federal government or by each individual state, depending upon whether the state in question chooses to establish its own. Although Wilson is in no way a partisan player in the ACA rollout and has been tasked with simply clarifying and disseminating information, he conceded that, in large measure, the choice by states to establish individual marketplaces has largely been dictated by political-party affiliation.

In striving to achieve its goal of providing affordable coverage to all, Wilson explained, the ACA will expand both Medicare and Medicaid coverage; it also seeks to expand employer-provided insurance coverage, a fact which has made the law controversial in the business community.

Certain aspects the ACA began immediately after passage in 2010, while the bulk of the legislation won’t come into law until Jan. 1, 2014. Other pieces of the act that went into effect in 2010 will be significantly altered on Jan. 1, 2014. For example, under the ACA, from 2010 until the end of 2013, it’s illegal to deny health insurance coverage to anyone age 19 and under. Come 2014, with full ACA implementation, no one purchasing health insurance coverage, regardless of age, can legally be denied coverage because of a pre-existing condition. Full ACA implementation will also mean no annual lifetime or annual dollar limits can be place on coverage. The law will also establish caps on out-of-pocket deductibles that insured individuals and families can be required to pay; a single person can be required to pay no more than $6,350 per year out-of-pocket under the ACA, while a family can be required to pay no more than $12,700. The law also eliminates lifetime and annual dollar limits on essential health benefits.

Text Only
News
  • Cougar boys win Charger Invitational The South Decatur boys track and field team captured the Charger Invitational win Thursday afternoon at North Decatur. The North track and field program hosted South, Milan, Knightstown, Tri High and Waldron. The South boys scored 141 points, well ah

    April 23, 2014

  • Decatur County Events Calendar Local clubs, service groups, fraternal organizations and others are encouraged to send their Coming Events information to the Daily News at news@greensburgdailynews.com or Daily News, PO Box 106, Greensburg, IN 47240. April 24 1:30 to 3 p.m. - Croche

    April 23, 2014

  • AT A GLANCE... Obituaries: Lawrence E. Schroeder, 94 Edith May Aulbach, 99 Thank you! The Daily News thanks the following subscribers for their continued readership: Jerry Downey-Greensburg Ruth Hamilton-Greensburg decatur county events calendar Local clubs, se

    April 23, 2014

  • nws-gb042314-community garden Community garden readying for second growing season GREENSBURG - In yet another sign that spring is (finally) here to stay, work has begun on preparing the community garden project on Scoby Street for its sophomore growing season. Begun last year as a combined effort of Rotary International, the Green

    April 23, 2014 1 Photo

  • More jobs: unemployment at 5.7 percent Decatur County's employers added nearly 1,200 jobs in the last year and pushed the local unemployment rate near a post-recession low. The unemployment rate in March was 5.7 percent, down from 8.1 percent a year earlier, according to preliminary data

    April 23, 2014

  • nws-gb042314-new directions ndhs - pic New Directions presents program at SDHS GREENSBURG -- On Monday afternoon, New Directions Domestic Abuse Services Center presented its Teen Dating Respect Program to the eighth-grade Health class of Kristine Gross at South Decatur Jr./Sr. High School (SDHS). New Directions victim's advocat

    April 23, 2014 1 Photo

  • Deputy stops rolling meth lab after driver speeds, weaves on State Road 3 GREENSBURG -- A speeding and weaving vehicle led a sheriff's deputy to a rolling methamphetamine lab and the arrest of a 31-year-old Greensburg man with prior drug offenses. According to court documents, the initially routine traffic stop Tuesday eve

    April 23, 2014

  • nws-gb042314-kyler rotarian gas - pic NG station opening in Greensburg GREENSBURG -- On July 7, Greensburg will join a growing list of Indiana cities that are installing public natural-gas fueling stations, that will be located near the Honda Manufacturing facility. That station will be built by CNG Fuel, Inc. On Monday

    April 23, 2014 1 Photo

  • nws-gb042314-earth day photo 1 Students reuse, recycle, clean for Earth Day To celebrate Earth Day, Greensburg Junior High School students picked up trash, repurposed keys by using them in wind chimes, recycled plastic bottles and aluminum cans and built compost piles. Bailey Springmeyer, 11, urged her softball teammates to

    April 23, 2014 2 Photos

  • nws-gb042214-intimidation mug shot BB gun leads to arrest on felony charge An 18-year-old Greensburg resident has been arrested on suspicion that he used a BB gun to threaten a 14-year-old boy who was on his way home from playing basketball at a church. Jeffrey W. Green, of 234 W. North St., was being held without bond at D

    April 22, 2014 1 Photo